Optimize Your Fleet's Safety
Motor fleet insurance is essential for businesses that operate multiple vehicles, providing coverage against damages, liability, and theft. This type of insurance safeguards your investment while ensuring that your fleet can operate smoothly without financial interruptions from unexpected incidents.
With comprehensive motor fleet coverage, businesses can protect a variety of vehicles, from cars to heavy-duty trucks. Tailored policies can address the specific needs of your fleet, including coverage for drivers and roadside assistance, allowing for seamless operations.
Having the right motor fleet insurance not only protects your assets but also promotes a culture of safety within your organization. By prioritizing the well-being of your vehicles and drivers, you can reduce risks and enhance your business’s reputation in the industry.
What Does It Cover?
Accidental Damage Cover
Protection against repair costs resulting from unforeseen accidents.
Fire and Explosion Cover
Coverage for damages caused by fire or explosions affecting fleet vehicles.
Roadside Assistance
Access to emergency services for vehicle breakdowns or other roadside issues.
No-Claim Bonus Discount
Premium reductions awarded for claim-free periods, incentivizing safe driving practices.
24/7 Claim Support
Round-the-clock assistance to facilitate prompt and efficient claims processing.
Total Loss Coverage
Compensation for vehicles lost due to theft, burglary, or irreparable damage.
Environmental Catastrophe Coverage
Financial protection against damages or medical expenses resulting from natural disasters.
Third-Party Liability
Coverage for legal liabilities arising from injuries or fatalities caused to third parties.
What are the types of motor fleet insurance plans available for businesses in the UAE?
Businesses looking to insure their commercial fleets can choose from these two types of coverage:
Comprehensive Insurance Coverage: This insurance policy is all-inclusive, as it protects your car from both third-party liability as well as accidental damage or injury. Comprehensive insurance also provides coverage for any anticipated losses caused by fire, theft, or natural disasters. If a driver of the covered commercial vehicle is found to be at fault for the collision, this insurance policy would pay for third-party liabilities, any settlement-related legal costs, damages to the owner's vehicle, as well as the emergency medical care required by the driver. In addition, this plan also provides cover for the total loss of a vehicle due to damage or theft, as well as loss incurred due to man-made or natural disasters.
Third-Party Liability Insurance Coverage: Third-party liability insurance policy is the minimum car insurance coverage that is mandatorily required in the UAE. This policy offers coverage in the event that the insured driver is to blame for an incident involving a third party person, vehicle or property . Damage to the vehicle or personal injuries to the insured car's driver are not covered by this kind of insurance. Prior to registering any of your fleet vehicles in the UAE, an insurance policy with at least third-party liability insurance coverage is a must.
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